Kyle Pohl passed for 259 yards and three touchdowns as the Zips (5-7, 4-4 Mid-American Conference) closed the season with three straight wins.
Toledo (7-5, 5-3), previously knocked out of the Mid-American race, was hoping to improve its bowl chances with eight wins. Terrance Owens answered Pohl with two scores in the final 5:37, hitting Bernard Reedy from the 28, and guiding a 10-play drive capped by a Marc Remy run from the 3 with 59 seconds left before Cheek and Pratt saved the win.
The Zips trailed 7-0 and 10-7 early, but after three unanswered scores led 24-10 in the third quarter. After Toledo lost the ball on downs in the fourth, Pohl fired a 35-yarder and a 31-17 lead.
Michigan coach Jim Harbaugh said Tuesday he has informed competing quarterbacks Jake Rudock and Shane Morris of his decision on a starter for the Wolverines' opener Thursday night at Utah.
Michigan State quarterback and Heisman Trophy hopeful Connor Cook said he was disappointed his teammates didn't vote him among the team's three captains this season.
Former Oklahoma State return man and running back Ty Hill, who was dismissed from OSU's program after his arrest on domestic violence charges, has enrolled at West Alabama.
A months-old Facebook post has cost the Nebraska football stadium announcer his job one day after his hiring was announced.
UCLA junior cornerback Ishmael Adams has been suspended indefinitely following a robbery arrest early Sunday morning, coach Jim Mora said Tuesday.
No. 5 Michigan State will start redshirt freshman Vayante Copeland at one of its two cornerback spots Friday night at Western Michigan.